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Get your tickets for Infobip Shift 2023 at https://shift.infobip.com/ https://twitter.com/InfobipShift Shift Money is a Financial Technology Conference, which purpose is to explore new ways to disrupt the world of Payments, Insurance, Lending & Blockchain. Learn more at https://money.shiftconf.co/. The classic phrase, "garbage in, garbage out," means that good software needs good data. But what is good data? Good data is often a very abstract and theoretical discussion. It is also an excuse used by IT people to wash themselves of responsibility on the quality of the output. It seems reasonable to say if you give me garbage, how can you expect anything but garbage to come out? Data quality is a hot topic for every software project and while good data might be hard to define, bad data is much easier to identify. Once identified, preventing it should be the software architect's primary mission. In "Discovering FIRE" we will talk about how we developed an open source data model to prevent bad data, common characteristics of bad data and why bad data is largely due to a bad underlying data model.

Get your tickets for Infobip Shift 2023 at https://shift.infobip.com/ https://twitter.com/InfobipShift Shift Money is a Financial Technology Conference, which purpose is to explore new ways to disrupt the world of Payments, Insurance, Lending & Blockchain. Learn more at https://money.shiftconf.co/. We’re at the cusp of the most exciting moment in Ethereum since its creation. A new trustless economic paradigm is emerging and it’s potential is limitless.

Get your tickets for Infobip Shift 2023 at https://shift.infobip.com/ https://twitter.com/InfobipShift Shift Money is a Financial Technology Conference, which purpose is to explore new ways to disrupt the world of Payments, Insurance, Lending & Blockchain. Learn more at https://money.shiftconf.co/. The science of Behavioral Economics assesses how people often make irrational choices when choosing one product over another, and deciding between different payment methods. Financial services firms can use these insights to design products that better align to the feelings and emotions of consumers. Consumers may welcome personalised services that "nudge" them willingly towards desirable habits in both spending and saving. Government bodies could benefit from these insights to address mixed societal attitudes to payment systems, particularly when shifts towards cashlessness may have been overstated. Market participants of all sizes can use these insights within "customer centric" product design. This session exposes some of the common biases and heuristics within Behavioral Economics, explores how personalised banking services are evolving to cater for these behaviors, and proposes how payment services can be designed to handle the often irrational choices of users.

Get your tickets for Infobip Shift 2023 at https://shift.infobip.com/ https://twitter.com/InfobipShift Shift Money is a Financial Technology Conference, which purpose is to explore new ways to disrupt the world of Payments, Insurance, Lending & Blockchain. Learn more at https://money.shiftconf.co/. Most banks changed their customer and transaction authentication to smartphone based applications. SmartDisplayer considers banking clients with higher security needs and still have a convenient solution, by a BLE-based display card for login and transaction data signing. A new generation of wallet display card is part of the digital banking soliton, offered by BINJI, a USA-based partner of SmartDisplayer.

Get your tickets for Infobip Shift 2023 at https://shift.infobip.com/ https://twitter.com/InfobipShift Shift Money is a Financial Technology Conference, which purpose is to explore new ways to disrupt the world of Payments, Insurance, Lending & Blockchain. Learn more at https://money.shiftconf.co/. HashNET is a scalable, fast, secure, and fair decentralized blockchain project, leveraging Distributed Ledger Technology (DLT) and consensus algorithm which keeps all positive characteristics of a blockchain technology while increasing throughput to more than 50,000 transactions per second. Trade finance is considered one of the most useful applications of blockchain technology in the banking sector. All the involved parties such as a complex transaction can be on-boarded on a blockchain network and the information can be shared by exporters, importers, and banks on one common distributed ledger. Are 4th generation DLT networks up to the task and what makes Tolar HashNET stand out? You can hear all about it in this presentation.

Get your tickets for Infobip Shift 2023 at https://shift.infobip.com/ https://twitter.com/InfobipShift Shift Money is a Financial Technology Conference, which purpose is to explore new ways to disrupt the world of Payments, Insurance, Lending & Blockchain. Learn more at https://money.shiftconf.co/. Seamless UX has never been more important than now. Over 500 clients worldwide including users of the fast-growing FinTech industry are using our entirely ML-powered products to onboard customers in seconds. Everybody is talking about AI and we are utilizing it to solve real-life problems. Check out how invisible technology transforms numerous apps people use every day and makes a very visible impact.

Get your tickets for Infobip Shift 2023 at https://shift.infobip.com/ https://twitter.com/InfobipShift Camila Russo (The Defiant) - Moderator, Teck Chia (Binance X) Shift Money is a Financial Technology Conference, which purpose is to explore new ways to disrupt the world of Payments, Insurance, Lending & Blockchain. Learn more at https://money.shiftconf.co/. When mentioning Binance, first thing that comes to one's mind is a world's leading cryptocurrency exchange with over $2 billion daily trading volumes. In fact, the Binnance has evolved from a crypto trading platform to a blockchain ecosystem comprised of Binance Chain, Binance Labs, Binance Research, Binance Academy, Trust Wallet and Binance X. Where is this rocket growth leading Binance to? What does the future hold for Binance and the entire market? We’ll talk with Head of Binance X Teck Chia, about the company’s ride so far, and where it goes next in this must-see interview.

Get your tickets for Infobip Shift 2023 at https://shift.infobip.com/ https://twitter.com/InfobipShift Shift Money is a Financial Technology Conference, which purpose is to explore new ways to disrupt the world of Payments, Insurance, Lending & Blockchain. Learn more at https://money.shiftconf.co/. Open banking is much more than a regulatory requirement, it is all about societal change and it affects all areas of banking from retail to asset management, trading and business banking. With data at the heart, unbelievably accessible and robust technology as an enabler, and a regulatory framework that is ahead in some areas and seriously laps in others we can all see the challenge ahead of us. This is no upgrade, or a tweak, this is crossing the Rubicon, venturing into the unknown in a complex world where all outcomes are possible and none are predictable by spreadsheet. What does it take to make the leap, or should you stay safe on the other side? In this keynote we will explore some of the essential and existential questions coming our way and Conny will encourage you to urge yourself into action. It is time for banks to BE the platform, it is time to trust the cloud, it is time to bite back and show the new competitors your teeth, time to embrace your customers and teams and time to rethink partnerships. It is time to monetise this expensive open banking infrastructure.And as we kick off two historic Shift Money days, let's also get some inspiration from historical figures that have enabled Conny to think slow in a fast-paced world and to reach far back in order to leap forward. Get ready to meet Rudyard, Elsje and Johanna. Their timeless lessons will leave you invigorated and inspired to find your purpose in business and life.

Get your tickets for Infobip Shift 2023 at https://shift.infobip.com/ https://twitter.com/InfobipShift Shift Money is a Financial Technology Conference, which purpose is to explore new ways to disrupt the world of Payments, Insurance, Lending & Blockchain. Learn more at https://money.shiftconf.co/. Banks work well on a local level, but once you send money across borders, banking becomes unnecessarily expensive, slow and sneaky. The correspondent banking system was designed nearly 50 years ago: a bank provides services on behalf of another, usually slowing down the process and taking their cut. TransferWise is building a global banking network that eliminates the need for correspondent banking and therefore kills off the middleman. By 2030, the company will be connected to almost every country in the world, offering money transfers at the real exchange rate.